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Using Time Horizons to Reach Your Investing Goals

By LISA SMITH  When contemplating an investment, few questions are as important as “What is your time horizon?” The answer can help you decide what type of investment vehicle you should consider, which investments to avoid, and how long to hold your investment before selling. It is important to note that the passage of the Setting Every Community Up for …

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Substitution Bias: Is the disconnect between the economy and the stock market justified?

By yielding substitution bias, investors may think the market rally is not justified, but a deep look under the hood just that in fact, it is. Samantha Azzarello Behavioral Finance Series Behavioral finance incorporates elements of psychology to explain the actual behavior of investors and the subsequent effect on markets, in contrast to traditional finance …

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Mortgage closing process: all you need to know

Erin Gobler – Contributing Finance WriterLast Updated: October 22, 2020 You’ve found your dream home, made an offer and the seller has accepted. Your work isn’t over yet, though — you’ll still have to go through the mortgage closing process, which includes paying for mortgage closing costs.  Depending on your unique situation, the mortgage closing timeline can be anywhere …

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Data Shows the Recession Is Over for High-Wage Earners, but Not for the Working Class

Danika Miller – Personal Finance ReporterLast Updated: October 23, 2020 The COVID-19 recession is now hardly impacting employment for high-wage workers, while job losses continue for low-wage workers — according to new labor data from the Opportunity Insights economic tracker. Employment rates are nearly back to pre-pandemic levels for salaries over $60,000 per year, while employment for workers who …

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